What our clients are saying ...

"I refinanced my condo with Norm Sydow of Apple Street Mortgage. He's honest, bright, professional, he works his butt off for you, he explains everything to you, and on top of all that, he's one of the nicest people I’ve ever met.

He bent over backwards to provide me with great service and save me lots of money (some even at his own expense). When I asked him what I could do to thank him for his help, he told me that most of his business comes from referrals from satisfied clients. I'm very satisfied, so, if you're looking to finance or refinance a home, consolidate debt, or know someone who is, let them know that Norm Sydow gets my highest praise."

Mike McNair – Boulder (from an email note to his friends)


"In the past I always found the process of buying or refinancing a house a stressful one. There are too many variables and technical terms to understand and I either did not find satisfactory explanations or did not have the time to look for them. Norm has a way with making you feel comfortable with this process. Every question was answered clearly and the entire process became transparent. Norm is careful in making sure that you understand every step of the process and alerts you, in advance, of every detail and procedure that will take place as the process moves along. I recommend Norm most enthusiastically for your financing needs."


Mario Lopez - Littleton



"After using Apple Street Mortgage for two new purchases and two refinances, we definitely recommend Norm and his company to others! We greatly appreciated Norm's  responsiveness to our many questions. He found us the best rates available and made the process easy for us to understand. He provided prompt and professional customer service. His personal attention and willingness to communicate and meet with us at our convenience was a big plus and worked well for our busy schedules."


Stephanie and Ed – Superior


"We recently obtained financing of our home through Norm's efforts.  Despite the complexity of our situation, the process went smoothly from beginning to end and Norm managed to achieve for us much better rates at minimum expense.  He was absolutely transparent in describing and explaining everything, and went well beyond the call of duty in helping us improve our situation.  We highly recommend his services to anyone looking for utmost professionalism, good-will, honesty and clarity.  We will use his services anytime mortgage transactions might be coming up in the future.  Thank you Norm!"

Ricardo Iznaola - Denver


"Norm's work was very thorough and he took care of every detail. He explained everything clearly and was very much "on-the-ball" with the whole process. He took great care to make it easy for me, driving to my work to meet with me, and showing that my convenience was important to him. He just took care of everything, kept me posted on the ongoing status and attended my closing. I had pretty much nothing to do after the initial meeting. Norm gave me the peace of mind that comes with the knowledge that all details are taken care of."


Mitra Garroussi - Boulder





"Getting financing for my home from you was an excellent experience and I would recommend you to anyone.  Also, thank you for the barrel of “apple goodies”, it was a wonderful treat.  Have a great holiday season."


Cindy Yamada - Littleton



"Thank you for the beautiful loan files you send us.  It's nice to work with people like you.

Senior Coordinator/Underwrite in wholesale lending


"Norm Sydow's expertise, professionalism and attention to detail made my refinancing process a very simple and enjoyable experience. Norm consistently provided me with great advice on the available loan options and competitive interest rates. I believe anyone who uses Apple Street Mortgage will be pleasantly surprised by the exceptional level of service they receive."


Deirdra O'Gorman - Denver